Cloud accounting software in Arabic

Cloud accounting software in Arabic from Fahim is a complete accounting system built in Arabic for the Saudi business environment, run from your phone over WhatsApp: entries are recorded automatically from invoices and expenses, financial reports are requested by text or voice message, and Moeen warns you before a problem grows. It suits the small or medium business owner who is not an accountant and wants to understand their numbers, and the accountant who wants books kept current instead of manual keying. Reports are aligned with the requirements of the Zakat, Tax and Customs Authority (ZATCA), and subscriptions start at 75 riyals per user per month with 1 free trial month.

The problem with "Arabised" systems

Many "Arabised" accounting systems are foreign products with a translation layer on top: terminology translated literally, a right-to-left flip of a left-to-right design, and support that does not understand your question. The result: the owner gives up and runs the finances on Excel and the accountant's memory.

Fahim is built in Arabic from the ground up, for the Saudi business environment, and crucially, it does not assume you are an accountant.

Accounting that records itself

In Fahim, the accounting entry is a side effect of daily work, not an extra task: issued a sales invoice? The entry is recorded. Logged a supplier invoice with a WhatsApp photo? The expense is recorded. The result is books that stay current, instead of a month-end posting marathon.

Financial reports as question and answer

• "What is net profit this month?"
• "How much have we spent on salaries since the start of the year?"
• "Who is our biggest customer?"

All are questions you send in Arabic on WhatsApp, in text or voice, and the system answers with a live figure. Reports are ready and aligned with Saudi regulatory requirements, including e-invoicing and ZATCA.

An eye on the finances while you are busy

Moeen sends you a plain-language daily summary: sales, unusual expenses, invoices falling due. And it flags anything that deserves your attention, before it becomes a quarter-end problem.

The accountant still has their place

Fahim does not replace the accountant; it removes the manual keying. The accountant keeps full control over entries and reports, the owner sees the big picture from their phone, and everyone sees only what their role allows. There are 5 ready-made roles: general manager, sales manager, accountant, warehouse supervisor and employee.

A worked example: a month at an engineering consultancy

Take, for example, an engineering consultancy in Khobar with its owner, 6 engineers and a part-time accountant. This is how its finances run in the chat:

• Start of the month: the owner sends "invoice for United Construction Company: engineering supervision for August, 18,000 riyals". The invoice is issued with 15% VAT, and the sales and receivables entry is recorded at the same moment.
• During the month: every expense receipt is sent as a photo: rent, software subscriptions, fuel. Each one is recorded in its account without anyone writing an entry.
• Every morning at 7:30: Moeen's summary: what was collected yesterday, what falls due today, and any unusual expense. On Wednesday it flagged a software subscription charged twice in the same month.
• Mid-month: the owner asks by voice, "What is net profit for the current quarter compared with the previous one?", and receives both figures and the difference.
• End of the month: the accountant opens the reports on the web, reviews the automatically recorded entries, adjusts what needs adjusting, and requests the VAT report for the period with its documented sales and purchases.

No posting session was held, nobody handed over a bag of receipts, and the books match the bank.

How to start, step by step

1. Register for the trial month: from the free trial page; your login details arrive by email.
2. Send your opening balances: Excel files of customers, suppliers and balances. The system reads and enters them, and the onboarding team reviews the result with you.
3. Assign roles: the owner as general manager, the accountant in the accountant role, and every employee in theirs.
4. Start the daily work: invoices, expenses and questions, with the entries recorded behind them.
5. Review with the accountant: monthly or quarterly, from the web or from WhatsApp.

The regulatory obligations it covers

VAT in the Kingdom is 15%, and e-invoicing is mandatory under the regulations of the Zakat, Tax and Customs Authority (ZATCA): Phase 1 since 4 December 2021, and Phase 2 rolled out in waves since 1 January 2023. Because every sales invoice and every expense is recorded on its day, the figures the tax return needs, taxable sales and purchases, come from the same data with no manual totalling. Salaries, in accounting, are an expense that gets recorded; what relates to the Labour Law and the Mudad wage-protection platform is covered on the HR and payroll page. Your customers' and employees' data is personal data covered by the Personal Data Protection Law (PDPL), and role-based permissions are the first tool for complying with it. Invoicing details are on the e-invoicing compliance page.

Reports you request by message

In Fahim a report is not a screen you hunt for but a question you ask. Examples of what you request in Arabic and receive as a figure or a file:

• "What is net profit for the current quarter?", the income statement for the period you specify.
• "Which customers owe us for more than 60 days?", the ageing of receivables.
• "How much do we owe suppliers this month?", payables and their due dates.
• "Break down this month's expenses by category", expenses classified: rent, salaries, subscriptions and so on.
• "Prepare the VAT report for the period", taxable sales and purchases and the VAT on each.

Every figure that comes back is drawn from the same entries the invoices and expenses recorded, so no report contradicts the books.

Comparison: Excel and the accountant's memory versus the system

• When you know the figure: there, after the month-end posting session; here, the moment you ask.
• Who enters the data: there, the accountant manually from paper; here, the invoice and the photo record themselves.
• Language: there, literally translated terminology; here, Arabic from the ground up that understands dialect.
• Alerts: there, nobody warns you; here, Moeen messages you about the unusual expense and the late invoice.
• Permissions: there, one file everyone opens; here, 5 roles, each with its limits.

What does Moeen add?

Moeen is the personal assistant inside the system. It sends you the morning summary, reminds you of due invoices and the filing dates you set, prepares quotes, messages and reports on request, and alerts you on its own about an unusual expense or a late customer. It asks your permission before any consequential action. Behind it work 4 AI agents: sales, finance, purchasing and market, and the finance agent is the one that reads the entries and reports for you.

Pricing and trial

3 plans per user per month: Basic at 75 riyals (the accounting system on the web), Moeen at 375 riyals (WhatsApp with the personal assistant), and Fahim at 935 riyals (the AI that modifies the system on your request, such as a custom report or a cost-centre field applied within minutes after your approval). Prices exclude 15% VAT, the first month is a free trial, and the Golden Guarantee refunds the full amount within 30 days. Details are on the pricing page.

Bottom line

Bottom line: the accounting system that actually works is the one that speaks your language and lives on your phone. If accounting requires an office computer and English terminology, it will stay postponed until "tomorrow".